While I do not think this was the optimal first step it is going to be one that really helps free up some money and improve our financial situation.

We have decided to postpone the wedding until next year. This allows us time to save some more money and ease the financial stress on ourselves. This will also mean about $1,800 I get back from deposits and payments on the honeymoon Disney Cruise. This is money I can then turn around and pay on other consumer debt to help get on track. I would also highly recommend Dreams Unlimited Travel if you are looking to book a Disney Cruise or other Disney vacation as they have been extremely easy to work with. We will defiantly turn to their services first when we rebook our honeymoon.